Asset Finance
13+ Years of Asset Finance Expertise
Asset finance is where I started, and it's still one of my favourite areas. With over 13 years of specialist experience, I've helped hundreds of clients finance everything from family cars to heavy machinery — and I know exactly which lenders offer the best deals for each asset type.
What Can Be Financed?
If it's got wheels, a motor, or a serial number, chances are I can finance it. My asset finance experience covers a wide range of equipment for both personal and business use:
Cars and SUVs — new and used, private sale or dealer
Trucks and heavy vehicles — light commercials through to prime movers
Machinery and equipment — construction, manufacturing, agricultural, and industrial
Yellow goods — excavators, loaders, forklifts, and earthmoving equipment
Marine — boats, jet skis, and marine equipment
Specialist assets — medical equipment, fit-outs, technology, and more
Business vs Personal Asset Finance
The right finance structure depends on whether the asset is for personal or business use — and the difference matters for tax, cash flow, and overall cost.
Business use — Chattel mortgage, finance lease, or commercial hire purchase. These structures can offer tax benefits including GST credits, interest deductions, and depreciation.
Personal use — Consumer loan or hire purchase. I'll find competitive rates and flexible terms to suit your budget.
ABN holders — Even if you're a sole trader or have a new ABN, there are lenders who specialise in helping small business owners get the equipment they need.
How It Works
Asset finance is typically faster and simpler than property lending. Here's the process:
Tell me what you're buying — send me the details (or even just a listing link) and I'll get to work
I find the best deal — I compare rates and terms across my panel of specialist asset finance lenders
Quick approval — most asset finance approvals come through within 24-48 hours
Settlement — funds go directly to the seller, and you drive away (or start using your equipment) immediately
Asset Finance Questions
Common questions I get from clients about asset finance. If yours isn't here, just ask.
How quickly can asset finance be approved?
Do I need a deposit for asset finance?
Can I finance a used car or older equipment?
What's the difference between a chattel mortgage and a lease?
Free Tools & Resources
Crunch the numbers before we chat — these calculators give you a starting point.
Let's Talk About Your Asset Finance
Free, no-obligation consultation. I'll take the time to understand your situation and show you what's possible.