Skip to content
Berti Financial Group Berti Financial Group
Anna Williams - Senior Finance Broker

Anna Williams

Senior Finance Broker

13+ years helping Sutherland Shire & Sydney families achieve their financial goals

Call Anna Free Consultation
Scroll

Partnered with 50+ lenders including

CBAWestpacANZNABMacquarieINGBankwestSuncorpAMPSt GeorgePepper MoneyLibertyLa TrobeCBAWestpacANZNABMacquarieINGBankwestSuncorpAMPSt GeorgePepper MoneyLibertyLa Trobe
Services

How I Can Help

Expert guidance across the full spectrum of finance for Sutherland Shire, St George, and greater Sydney — from your first home to your next business venture.

Home Loans

First home buyer, refinancing, investment property, construction, bridging & SMSF loans.

Learn more →

Motor Vehicle & Equipment

Cars, trucks, machinery and equipment finance — flexible solutions for personal or business use.

Learn more →

Business & Commercial

Business purchase, cash flow, development finance, office fit-out and commercial lending.

Learn more →

Personal Loans

Debt consolidation, renovations, travel or personal expenses — tailored to your needs.

Learn more →

Insurance

Home, income, life and asset protection — the right cover for what matters most.

Asset Finance

13+ years specialist experience in structured asset finance for individuals and businesses.

Learn more →
About Anna How It Works Resources
Testimonials

What Clients Say

5.0 on Google

“We couldn't be happier with Berti Financial Group! Anna is a phenomenal broker! She is on the ball with everything and is always there to answer questions — which is incredibly important for first time homebuyers.”

J
J B.
Google Review

“I can't thank Anna from Berti Financial enough for all her help. She guided me through the refinancing process with so much care and professionalism, making what could have been a really stressful time so much easier. Anna was approachable, patient, and always made sure I understood each step along the way.”

C
Chantelle A.
Google Review

“Anna has now assisted us with several home loan applications and for each loan she made the process easy for us and went above and beyond answering all questions and being readily available. Thank you from Simon and Toni.”

T
Toni P.
Google Review
View all reviews

“Anna has been an absolute godsend! I had no idea what I was doing and she was able to talk me through the entire process and give recommendations whenever necessary. I could not be more grateful to have had a broker who was so helpful!”

T
Tara C.
Google Review

“From the start all the way to the end Anna was there to help, answering all my questions, checking in as much as possible and wanting nothing but the best for me. I would recommend Anna to anyone looking for a mortgage broker to assist with their next purchase.”

M
Matthew Z.
Google Review
Blog

Latest Finance Tips

Practical advice on home loans, refinancing, and getting ahead — from a local Sutherland Shire broker.

16 March 2026 fixed vs variable

Fixed vs Variable in 2026: How to Make the Right Call Right Now

Fixed or variable rate in 2026? Here's how to decide based on your actual situation, not headlines. A Sutherland Shire broker breaks it down.

 Fixed vs Variable Rates in 2026: How to Make the Right Call Right Now
9 March 2026 fixed vs variable

Fixed vs Variable Rates in 2026: How to Make the Right Call Right Now

Fixed or variable rate in 2026? Here's how to decide what's right for your mortgage, with real numbers and a broker's honest take.

 First Home Buyer Grants and Schemes in NSW: What You Need to Know in 2026
2 March 2026 first home buyers

First Home Buyer Grants and Schemes in NSW: What You Need to Know in 2026

Navigating first home buyer grants and government schemes in NSW can feel overwhelming. Here's a clear breakdown of what's available and how to make the most of it.
View all posts
Why Anna

Your Finance Partner

0
+
Years Experience
0
+
Lender Panel
Award-Winning Team

Free, no-obligation consultation

Personalised service from start to settlement

Specialist in asset finance and home loans

Part of an award-winning, trusted team

Get Started

Free Consultation

Serving Sutherland Shire, St George & all of Sydney. Tell me about your goals and I'll get back to you within 4 hours.

Your information is kept strictly confidential and will never be shared.

Ready to Get Started?

Whether you're buying your first home in the Shire, refinancing, or need asset finance — let's chat about your goals.

0424 175 869 Email Me
Free Tools

Property Calculators

Get a quick estimate before we chat. These free tools help you plan your next move.

Borrowing Power Calculator

Estimate how much you could borrow based on your income, expenses, and deposit.

Try it free

Stamp Duty Calculator

Calculate NSW stamp duty and see first home buyer exemptions you may qualify for.

Try it free
Common Questions

Frequently Asked Questions

How much deposit do I need for my first home?
Most lenders require a minimum 5% deposit. If you have less than 20%, you'll normally pay Lenders Mortgage Insurance (LMI) — but the federal First Home Guarantee lets eligible buyers avoid LMI with just 5% down. I'll help you figure out the best path based on your savings.
Do I have to pay for a finance broker?
In most cases, no. My service is free to you — the lender pays my commission when your loan settles. I'll always be upfront about how I'm paid before we start working together.
What's the difference between a broker and going straight to a bank?
A bank can only offer you their own products. As a broker, I compare loans from dozens of lenders — including the big four, non-banks, and specialist lenders — to find the best fit for your situation. I also know which lenders are approving quickly and which ones suit different income types.
How long does home loan approval take?
Pre-approval typically takes 1–3 business days. Full approval after you've found a property usually takes 3–7 business days, depending on the lender. I manage the process and keep you updated at every step.
What grants are available for first home buyers in NSW?
NSW first home buyers can access the $10,000 First Home Owner Grant (new builds), full stamp duty exemption on properties up to $800,000, and the federal First Home Guarantee (5% deposit, no LMI). These can often be combined for savings of over $50,000.
Can I get a home loan if I'm self-employed?
Absolutely. Self-employed borrowers have more options than most people realise. Some lenders accept just one year of financials, and there are low-doc options available. I work with self-employed clients regularly and know which lenders are most flexible.
What areas do you service?
I'm based in the Sutherland Shire and help clients across Cronulla, Miranda, Caringbah, Engadine, Menai, Kirrawee, Gymea, and all surrounding suburbs. I also work with clients across greater Sydney, St George, and the Illawarra.
Can you help with investment property loans?
Yes — investment lending is a big part of what I do. I can help you assess your usable equity, structure your loans for maximum tax efficiency, and find lenders with competitive investment rates. Whether it's your first investment or your fifth, I'll map out a strategy that works.
Areas We Serve

Your Local Sutherland Shire Broker

Anna helps clients across the Sutherland Shire with home loans, asset finance, and commercial lending.

Cronulla Miranda Caringbah Engadine Menai Sutherland Kirrawee Gymea Sylvania Jannali Como Woolooware Loftus Heathcote Kurnell

Follow Along

Call Anna Enquire